Financial planning

Planning that starts with a conversation, not a form.

Tell us about your household the way you would describe it to an advisor. In about ten minutes we build a plan across your retirement, your tax, your insurance and your estate — and keep it current as your circumstances change.

Your plan Demo Data · Listening to you

Ask anything about your plan

The kind of question you can ask once your plan is built — pick one, or let them play.

This is a demonstration. The household, the figures and the answers are invented to show how the conversation works — they are not advice, and they are not anyone’s plan.

Start the conversation →

About ten minutes· Speak or type· A licensed advisor can join at any point

Getting started

A conversation, not a questionnaire.

No forms and no spreadsheets. We ask about your family, your work, and what you own and owe; most people are done in eight to ten minutes. If you would rather do it with someone, a licensed advisor will walk through it with you instead.

1Questions are read aloud — answer by voice or keyboard.
2Review what we heard before anything is saved.
3Your plan is built, and every figure in it is open to inspection.

Always available

An assistant that already knows your situation.

Ask a question on the web, in the app, or by replying to an email. Before it answers, the assistant reviews your plan, your accounts and your past conversations — so you never have to explain your situation twice.

A chat exchange where the assistant reads the plan and proposes a saved retire-at-55 scenario — The assistant reads your plan before it answers.

The assistant reads your plan before it answers.

The dashboard on a phone — The same plan, on your phone.

What powers the numbers, on a phone — The same detail on a phone: every number, traced to what produced it.

The same detail on a phone: every number, traced to what produced it.

Shown: a sample household, built with fictional data.

The analysis

The depth a planning team would bring.

We test your plan against 1,000 simulated market paths — a Monte Carlo analysis — computing federal and state tax in every year of every path, carrying your insurance coverage and your estate documents through with it, and varying lifespans the way real ones vary. Then we answer the two questions clients actually ask: how much can we spend, and how early can we stop.

1,000

simulated market paths behind every number

Every year

federal and state tax computed on each path

Carried through

your coverage and your estate documents move the results

Solved

your spending ceiling and your earliest retirement age

Every line item that feeds the plan, listed with its effect on the results — Every number in your plan, traced to what powers it.

Every number in your plan, traced to what powers it.

Four solved figures: spending ceiling, earliest retirement age, and more — Your spending ceiling and earliest retirement age, solved for you.

Your spending ceiling and earliest retirement age, solved for you.

Survivor coverage analysis with a death-benefit ladder and a recommendation — What your family would have if the worst happened — and the coverage that closes the gap.

What your family would have if the worst happened — and the coverage that closes the gap.

Insurance center listing policies in force and what they cost — Your policies, what they cost, and what they cover.

Your policies, what they cost, and what they cover.

Dashboard with the projection chart, solved figures, summary, and insights — Your whole picture on one screen.

Shown: a sample household, built with fictional data.

Taxes

See your taxes before they happen.

You see what you would pay in tax in every year of the plan — not one estimate, but the whole arc across your working years, your retirement withdrawals, and the withdrawals the IRS requires from age 73. Open any year and read exactly how that bill was computed. Where moving retirement savings into a Roth account would leave you ahead, we show you that too, with the trade-off in plain numbers.

Estimated tax burden widget showing this year's federal, state, and payroll taxes by category — This year’s bill — federal, state, and payroll, itemized.

This year’s bill — federal, state, and payroll, itemized.

Year-by-year tax charts across the whole plan, with the tax rules that matter most — Then every year of the plan, charted — and the tax rules that move it most.

Then every year of the plan, charted — and the tax rules that move it most.

A full year's tax form, line by line, opened from the chart — Open any year: every line of that year’s tax form, down to the transactions behind it.

Open any year: every line of that year’s tax form, down to the transactions behind it.

Shown: a sample household, built with fictional data.

What-if scenarios

Change one decision. See the whole plan move.

Retire earlier. Claim Social Security later. Sell the rental. Every scenario re-runs the full analysis, so you see the honest consequence of each choice — side by side with the plan you have today. Here is one question, answered start to finish.

What if we both retired at 58 instead of 67?

Modeling it as a scenario — your plan itself stays untouched.

✓ Ready — both futures, side by side.

Ask in a sentence — or set the dials yourself. The same analysis runs either way.

What-if panel with dials for retirement age, Social Security claim age, investment mix, and spending — Every dial starts at your real plan — retirement age, Social Security, investment mix, spending.

Every dial starts at your real plan — retirement age, Social Security, investment mix, spending.

The retirement age dial pulled back from 67 to 58 — Pull retirement back from 67 to 58. Nothing is saved until you choose to keep it.

Pull retirement back from 67 to 58. Nothing is saved until you choose to keep it.

Scenario mode comparing the current plan and the retire-at-58 scenario on one chart — The full analysis re-runs — both futures on one chart, the trade-off in plain numbers.

The full analysis re-runs — both futures on one chart, the trade-off in plain numbers.

Shown: a sample household, built with fictional data.

Documents

Send a statement. We’ll take it from there.

Upload a brokerage statement, an insurance policy, or a will — or forward it by email. Everything is kept on file, read, and folded into your plan. No re-typing account numbers.

ToAnalog Capital

SubjectFwd: Brokerage Statement — Q2 2026

brokerage-statement-q2-2026.pdf

Hi — forwarding my latest statement.

Forward it from your inbox — no app needed.

Documents page with uploaded statements identified, labeled, and filed — Read, labeled, and filed into your plan by the time you look.

Read, labeled, and filed into your plan by the time you look.

Shown: a sample household, built with fictional data.

Legal Disclosure

The tools, analyses, and outputs provided by this platform are for informational and educational purposes only and are not intended to constitute personalized investment, tax, legal, or financial advice. Any projections, recommendations, or insights generated are based on user-provided data and a set of underlying assumptions that may not reflect actual market conditions, tax laws, or future outcomes.

Use of this platform, by itself, does not establish an advisory, fiduciary, or client relationship between you and Analog Capital or its affiliates; engaging one of the professionals described below is what does. You are solely responsible for evaluating any information provided and making your own financial decisions.

References to “optimization,” “recommendations,” or “improvements” are based on model-driven outputs and should not be interpreted as individualized advice or a guarantee of results. Financial outcomes will vary, and no representation is made that any strategy will achieve similar results.

Access to CFP® professionals, CPAs, or other financial professionals is provided separately and may require a distinct engagement agreement. Any advice provided by such professionals is delivered in their individual or affiliated capacity and is subject to separate terms, disclosures, and regulatory requirements.

All investing involves risk, including the possible loss of principal. Past performance and modeled results are not indicative of future performance.

By using this platform, you acknowledge and agree to these limitations.

Planning that starts with a conversation, not a form.

Your mortgage, your tax return, your stock grants — in the plan, not beside it.

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Just starting out

A conversation, not a questionnaire.

An assistant that already knows your situation.

The depth a planning team would bring.

See your taxes before they happen.

Change one decision. See the whole plan move.

Send a statement. We’ll take it from there.

The whole plan, on your phone.

Use it on your own, or bring in a professional.

Four things a plan usually leaves out. This one carries all four.

Your plan is about ten minutes of conversation away.

Legal Disclosure